If you are covered by health insurance at work, you are only partially covered. Deductibles and copays continue to rise. Consider supplementing existing coverage with other products. If you are currently uninsured, there are individual health products available to you.
Kentucky law requires that you maintain minimum liability coverage on all drivers in your household. However, if you are a homeowner, you should consider higher liability limits. Motorcycle coverage is also available.
Home / Apartment
Your home is a major investment. Insure your investment against loss. Even if you rent, you own personal property that could be lost or stolen. By adding renters insurance to your auto policy, you typically qualify for a discount on your auto premium.
LONG TERM CARE
The average cost of a bed in a nursing home continues to increase. Long term care provides freedom of choice if you require an extended stay in a nursing facility. Medicare only covers acute stays. Consider a Long Term Care plan to protect your assets for your family.
Annuities are a great way to protect your savings for the future. Equity indexed annuities allow you to realize the gains from the market WITHOUT risking your principle while guaranteeing growth.